A cash rewards credit card enables you to earn cash on your spending according to a specified tier or percentage. The most attractive of these cards have no annual fee, while others may charge a yearly fee of $95 after the first year. The companies that offer cash rewards or cashback credit cards provide these […]
Secured credit is a way for people with bad credit or no credit to begin building their credit to use later for large purchases. When compared to unsecured credit, secured credit is inferior because you must first pay a security deposit and usually only have that amount available to spend. However, some people may prefer…
Are you new to the world of credit and wondering where to begin? Maybe you feel like everyone around you uses and understands credit, but that you missed the boat. The reality is that you probably haven’t missed anything. It’s not like high school students are taught how to apply for and responsibly use credit…
Being a student can be expensive. That’s why securing a line of credit is necessary. It enables you to take care of expenses easily. You’re made aware of the length of time you have to pay off the balance without incurring interest. Splitting up large payments into smaller monthly increments allows you to take care…
Are you getting ready to launch your own business? If so, you already know that there are hundreds of details to attend to, including writing a detailed financial plan, arranging for opening-day events, assembling a team that can get the job done, and more. But, what about getting a line of credit in the new…
Some people know all about credit reports and the credit reporting bureaus, while others are clueless when it comes to credit. If you are one of those people that need a little education on credit reporting and the bureaus, don’t feel bad because you are definitely not the only one. When you need to purchase…
Cash rewards are an enticing incentive to sign up for a new credit card. The money you earn from everyday purchases can help you pay for more considerable expenses such as a new appliance or vacation. Rewards accrue quickly and can be more the reason to put everything you pay for on a card. You…