Are you new to the world of credit and wondering where to begin? Maybe you feel like everyone around you uses and understands credit, but that you missed the boat. The reality is that you probably haven’t missed anything. It’s not like high school students are taught how to apply for and responsibly use credit […]
Are you getting ready to launch your own business? If so, you already know that there are hundreds of details to attend to, including writing a detailed financial plan, arranging for opening-day events, assembling a team that can get the job done, and more. But, what about getting a line of credit in the new…
You might not think about your credit limit much, but it is an important aspect of using credit cards. In the fast pace of contemporary lifestyles, credit cards are the usual way of paying for nearly everything. From taking a daily train, bus, or subway ride or the cost of gas for driving to and…
Secured credit is a way for people with bad credit or no credit to begin building their credit to use later for large purchases. When compared to unsecured credit, secured credit is inferior because you must first pay a security deposit and usually only have that amount available to spend. However, some people may prefer…
Travel Rewards credit cards are ideal choices for frequent travelers. The most popular of these cards offer flexible rewards and do not charge an annual fee. These desirable credit cards enable travelers to earn 1.5 points per dollar spent (unlimited) on every purchase. In addition, as long as the cardholder maintains an account, rewards do…
Have you been thinking about getting a secured credit card but aren’t sure whether one would make sense for your financial situation? If so, you are not alone. Every week, millions of people apply for and get secured cards. What to Know About Secured Credit Cards For the vast majority who opt for this method…
Some people know all about credit reports and the credit reporting bureaus, while others are clueless when it comes to credit. If you are one of those people that need a little education on credit reporting and the bureaus, don’t feel bad because you are definitely not the only one. When you need to purchase…