Credit

Like most people, you may be facing financial struggles due to the Coronavirus pandemic. With these struggles, the credit scores and ratings of these people have also suffered greatly. We are nearing the end of the pandemic, with the creation and disbursement of the COVID-19 vaccine. However, when you fall behind financially for whatever reason, […]

One of the many major post-pandemic necessities for consumers today is immediate damage control for their plummeting credit scores. While everyone focused on adjusting to virtual home offices and classrooms, the state of the economy sent credit ratings on a rapid cliff-side dive. Many people ran up more charges on their credit cards than usual

Credit cards currently play a primary role in all aspects of daily life. From purchasing groceries, household supplies, and personal items to luxury vacation travel, charge cards are the main payment method. In fact, most consumers find it difficult to imagine surviving for one week without the use of at least one card. More than

Bankruptcy wreaks havoc on credit scores. While things can look bleak, there is hope. That’s because it’s possible to rebuild your credit after bankruptcy. Many people find that hard to believe. They feel that since their credit card debt has been charged off, no credit card company will be willing to take a chance on

Good credit is among the greatest assets that you have currently. It helps you qualify for loans and credit cards with lower interest rates. It can be your saving grace during a financial emergency, too. That is, of course, if you can pay back what you’ve spent on time. If you’re experiencing the effects of

In some situations, credit cards are a sensible financial tool. However, it’s essential to handle these accounts responsibly. Doing so may mean earning valuable rewards and developing a positive credit history. Unfortunately, bad habits can lead to financial disaster, leaving you in debt and damaging your credit. Ditch these bad credit card habits today to