More than 80 percent of adults in the U.S. use credit cards regularly. Today, even small children are learning to make purchases with their parents’ charge cards (under parental supervision). To most of us, living without credit cards sounds like a rather grim and restricted lifestyle. Although some consumers live without credit card charges by choice, others may have experienced bankruptcy. Others may have a poor or relatively inactive credit history. These people may have difficulty obtaining approval for more credit. Whatever the reason for lacking access to great credit today, believe it or not, you can definitely live without…
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